An examination of the Court of Appeal decision in Kosmar Villa Holidays Plc v Trustees of Syndicate 1243 which appears to make it easier for insurers to delay when investigating indemnity post-notification of a claim without an inference being drawn from their conduct or communications that they have waived their rights or taken a decision on coverage.

An examination of the case of Brit Syndicates Ltd v Italaudit SpA (in Liquidation) (formerly Grant Thornton SpA) which illustrates how the House of Lords is prepared to adopt a pragmatic approach to insurance contract interpretation.